Institution Max Loan Amt.(Rs) Ceiling Max. Term ROIEMIPERLAC Basis of Calculation ANZ1 Crore 85 % 7 Years 14.25 % 1930 Monthly Reducing CITI BANK 50 lacs 80 % 7 Years 13.75 % 1860 Daily Reducing HDFC 50l acs 85 % 7 Years 5 Years-11. 5% FIX1 1% Variable 7 Years- 12 % FIX1 1.5 %Variable 2284225518261798 Annual Reducing HUDCO 50l acs 85 % 10 Years 13 % 1494 Monthly Reducing ICICI 1 Crore 85%5 Years 11.25%2269 Annual Reducing LIC 50 lacs 75 % 10 Years 13%1536 Annual Reducing Citi bank Loans are available only for NRI's in the Middle East.LIC will extend the term of the loan to 10 years for professionals.

Ceiling refers to the maximum percentage of the proper value which will be funded by the Institution and the balance has to be funded by the customer.

EMI per lac figures shown above on the monthly Payments that the customer will have to make, spread over the maximum term that the institution is willing to provide.